Franchisee Settlements
Settlement Details
Activation and Redemption Details.
Settlement Details
Cashback Requests
Best Practices
$25 Activation
Gift Cards will be sold from different channels, funds are collected from selling franchisees and distributors.
Centralized Liability 
Holding Account
Funds are pooled in a Centralized Liability Account held by the issuer until redeemed.
Redeeming Locations
Upon redemption, funds are paid out to redeeming franchisees via daily settlement process, minus a 7% redemption fee.
Redemption
What Does the 7% Redemption 
Fee Cover?
Regardless of where the gift card is purchased, the fee is the same. We do not keep any of the breakage. Instead, we push it forward to reduce your costs.

  • Discount for Bulk Buyers
  • Reaf’s Service Fee
  • Card Production
  • Transaction Processing
  • Online Storefronts
  • Customer Service
  • Marketing
  • Labor